quarta-feira, 21 de novembro de 2007

Olhai o Gato na Carvalheira


4 comentários:

Anónimo disse...


Problemas de deudas?
Usted no esta solo! Las personas se encuentran en deudas por muchas
razones; Por perdida del trabajo, deudas atrasadas, una prolongada
enfermedad u otra emergencia personal, ... todas estas son comunes
situaciones. Por cualquier razón las personas quienes están en una
dificultad financiera, frecuentemente necesitan de una guía
profesional

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Anónimo disse...


CaliforniaLoanRate.com
We will work with you to develop a plan that best serve your particular needs. We will then negotiate with your lender to incorporate any changes that are needed to make the plan acceptable both to you and to your lender. Keeping you in your home is advantageous to the lender. Our job is to help them appreciate that advantage.
SHORT SALES MAY SELL YOU SHORT

You may have been told that a short sale is your only course of action. What you may not have been told is that you may be dealing with the consequences of that action for many years.

DEADLINE SENSITIVITY

We understand that you may be facing immediate deadlines and that any delay can mean a loss of meaningful options for relief.

BEYOND BANKRUPTCY

Though we are happy to assist you with bankruptcy, should that be necessary, we believe it is an option that is avoidable more often than people realize.

TYPICAL RESTUCTURING PLANS

Restructuring plans may include:

Adding delinquent payments and any foreclosure fees to the back end of the loan. This may include a permanent reduction in your interest rate.

Forbearance plans may be used to temporarily halt the foreclosure process for up to four years while you make payments to become current with the lender.

GOALS OF NEGOTIATION WITH YOUR LENDER

In our negotiations with your lender we are seeking to lower your payments, lower the interest rate, mitigate any negative impact on your credit rating, and keep your home from going into foreclosure. The lender benefits by continuing to receive payments on the mortgage, and saving on the costs that would be incurred in a foreclosure.

WHAT WE NEED FROM YOU

We will need to document your income and expenses for the last two years. Documentation will include pay stubbs, tax returns, bank statements and property tax bills, and all of the paperwork associated with your mortgage. We will need copies of your bills to document your financial situation and the factors that led to your falling behind. Please provide any other letters or notices that demonstrate that you faced a reduction in your income or higher than expected expenses.

TELLING YOUR STORY

We will ask you to prepare a draft letter that explains in your own words what factors have led to your need for a modification from the lender. It is important that you author this letter, and that it is not generic. Please include the details that bring to life the financial difficulties that you have faced. If you feel that you were not properly and fully informed regarding the terms of your loan, please describe the process by which you came to sign the loan papers and what your understanding of the terms of your loan was at that time.
CaliforniaLoanRate.com..

Anónimo disse...

necesidad de comprobar:)

Anónimo disse...

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